0% introductory APR for 21 months on stability transfers: One of many longest introductory intervals on stability transfers we have come throughout, you may get a 0% intro APR on the stability transferred for a full 21 months, which implies you’ll have nearly two years to repay your stability.
0% introductory APR for 12 months on purchases: You will additionally get a 0% intro APR on new purchases for the primary 12 months. This can be a useful perk in the event you plan on shopping for something with the cardboard.
Select your fee due date: A bit of flexibility can go a good distance relating to managing your funds. The cardboard enables you to select from any obtainable fee date, whether or not it is to start with, center, or finish of the month. That approach, you may arrange automated funds which are aligned together with your paycheck.
No late charges: One of the vital distinctive perks is that there aren’t any late charges, ever. Whilst you ought to all the time pay your invoice on time, as a result of late funds can nonetheless have an effect on your credit score, it is good to know that you just will not be charged in the event you do slip up and miss a fee.
No penalty APR: In case you miss some funds, most bank cards will improve your rate of interest to their penalty APR. Citi® Simplicity® Card by no means expenses a penalty fee, so your APR is not liable to rising as a result of late funds.
No annual price: This card comes with no annual price, which is a vital characteristic in case your aim is to repay debt.